Bad credit card - what does it mean? A bad credit credit card is simply a phrase used when credit card applicants with bad credit want to apply for a credit card. When bad credit is a problem, getting approved for any type of credit card is not an option. Bad credit card - and credit reports: Bad credit on credit reports hinder credit card applicants from getting approved for different types of credit cards. Applicants with bad credit usually don't qualify for credit cards with low interest rates, high credit limits, or for pre-approved credit card offers. This means that applicants with bad credit may only be approved for credit cards with different terms and requirements. These types of credit cards often report paying habits to credit bureaus so the applicant can begin to rebuild bad credit scores. Need to consolidate excess credit card debts into low monthly payments? mobile app development company Bad credit card - credit cards: Credit cards for applications with bad credit s...